Quotable is responsible for the Personal Information we collect and hold. To ensure this accountability, we have developed this policy, appointed a Privacy Officer and trained our directors.
2. COLLECTION OF PERSONAL INFORMATION
Personal Information is any information about you 1) not already in public domain; and 2) that identifies you, or provides a means by which your identity could be deduced. Personal Information does not include information that is publicly available.
If we did not collect and use your Personal Information we could not conduct the business of Quotable.
Personal Information that we collect includes, but is not necessarily limited to, the following:
We collect information only by lawful and fair means and not in an unreasonably intrusive way.
Information received is deemed to have been provided with consent, as is new information you provide voluntarily, and provided it is used reasonably.
In most cases, we shall ask you to specifically consent, if we collect, use, or disclose your Personal Information. Normally, we ask for your consent in writing but in some circumstances, we may accept your oral consent. Sometimes, your consent may be implied through your conduct with us, for example when you provide us with Personal Information in completing certain documents and various forms.
4. WITHDRAWAL OF CONSENT
A User may, by notice in writing, withdraw consent to the use of voluntary Personal Information; if the User withdraws consent to the use of voluntary Personal Information, the User will be unable to use our Services.
5. USE OF PERSONAL INFORMATION
We use your Personal Information to provide the necessary services to you and to include you in any distribution of information relating to contractor referrals requested by the User.
The Corporation does not disclose your Personal Information to any third party for the purpose of enabling them to market their products and services. For example, we do not provide our mailing lists to other organizations or businesses.
6. DISCLOSURE OF PERSONAL INFORMATION
Under certain circumstances, the Corporation may disclose your Personal Information:
In these instances we will only disclose such Personal Information as is required in the circumstances.
7. PROTECTION OF PERSONAL INFORMATION
The Corporation will protect your Personal Information by keeping all Personal Information on secure and encrypted computers.
Any computers with access to your Personal Information shall be secured and situated in a locked room in an access-controlled area. Access to these computers shall be limited to authorized personnel and shall only be accessed in accordance with Articles 5 and 6.
8. UPDATING PERSONAL INFORMATION
Since we use your Personal Information to provide services to you, it is important that the information be accurate and up-to-date. If any of your Personal Information changes, please inform us so that we can make any necessary changes.
9. ACCESS TO PERSONAL INFORMATION
You may ask for access to any Personal Information we hold about you.
Summary information is available on request. More detailed requests may be subject to a reasonable fee.
We also reserve the right to confirm the identity of the person seeking access to Personal Information before complying with any access requests. Please submit your access request in writing to the Corporation’s Privacy Officer.
10. CORRECTING ERRORS
If the Corporation holds information about you and you can establish that it is not accurate, complete and up-to-date, and we will take reasonable steps to correct it.
11. DENIAL OF ACCESS TO PERSONAL INFORMATION
In most cases, a User will have access to the Personal Information we store about you. However, there may be rare occasions when your rights to access your Personal Information are denied, for example where PIPA may provide that:
If we deny your request for access to, or refuse a request to correct information, we will endeavor to explain why.
Whenever it is legal and practicable, we may deal with general inquiries without providing your name.
13. RETENTION OF RECORDS
If you cease to be a User, we will retain and store your Personal Information for a period of twelve months. After this period, we will delete and / or destroy any and all records in our possession.
14. UNAUTHORIZED DISCLOSURE OF INFORMATION
Any individual who becomes aware of an unauthorized disclosure of Personal Information in contravention of this Policy has a responsibility to ensure that the Corporation is immediately informed of the disclosure. The following actions will be taken immediately:
15. COMMUNICATING BY E-MAIL AND/OR FAX
You should be aware that e-mail and fax are not a 100% secure medium, and you should be aware of this when contacting us to send personal or confidential information or requesting us to respond to you by fax or e-mail.
17. REQUESTS FOR INFORMATION ACCESS AND/OR CORRECTIONS
If you have any questions, or wish to access your Personal Information, please write to our Privacy Contact, Ms. ______.
If you are not satisfied with our response, the Privacy Commissioner of Alberta can be contacted:
Mr. Frank Work, Q.C.
410, 9925 – 109 Street
Edmonton, AB., T5K 2J8
We may seek external advice, where appropriate, before providing a final response to individual complaints.
18. EMPLOYMENT INQUIRIES
If you apply to the Corporation for a job, we need to consider your Personal Information, as part of our review process. We normally retain information from candidates after a decision has been made, unless you ask us not to retain the information If we offer you a job, which you accept, the information will be retained in accordance with our privacy procedures.
WEBSITE TERMS AND CONDITIONS
Welcome to Quotable. These Terms and Conditions govern your access to www.quotable.ca (the “Site”) and all products, services, mobile websites and mobile applications (collectively herein as the “Services”) that are owned and operated by Quotable Inc. (“Quotable”), a company registered in Alberta under the corporation number 2021698879.
USE OF THE WEBSITE
By using the Services, you confirm that you accept these Terms and Conditions and that you agree to comply with them. If you do not agree to the Terms and Conditions, you must not use our Services.
By using our Services, you represent and warrant that you are at least 18 years of age. If you are under 18, you may not under any circumstances or for any reasons, use our Services. We reserve the right to change our eligibility criteria at any time without notice, and refuse to offer our Services to anyone for any reason. You are solely responsible for ensuring that you comply with the Terms and Conditions and that these Terms and Conditions apply with applicable laws, rules and regulations (“Laws”). Your right to use our Services is revoked wherever these Terms and Conditions or your use of Services conflict with any Laws.
Certain aspects of our Site are available to the public, however, other parts of our Site and Services require you to sign up to gain access by registering for an account (“Account”). You are solely responsible for keeping the e-mail address associated with your Account accurate as we will contact you from time to time about your Account and your use of Services.
You covenant and warrant to not intentionally impersonate another person by using their name and/or e-mail to register for an Account.
You are responsible for keeping your password associated with your Account secure. You should never publish, distribute or post your Account login information. You are responsible for letting us know if there is any unauthorized use of your Account.
4. Your Information and User Generated Content
You are solely responsible for all user generated content that you create, add, upload, submit, distribute or post to the Services (“UGC”). Further, you represent that all your information is lawful, complete, accurate and in compliance with all Laws. Your information includes, and is not limited to, your first and last name, address, postal code, phone number, e-mail address and ISP information (“Your Information”). By submitting Your Information to the Services, you hereby grant Quotable a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sub-licensable and transferable license to use reproduce, store, and display Your Information, including after termination of your Account or the Services. Use of Your Information is necessary to (1) operate, provide and improve the Site, the Services and Partners business; (2) to provide your information to the Contractors in conjunction with the operation of our Site and the Services; and (3) for audit purposes.
ACCESS TO THE SITE
Access to the Site is permitted on a temporary basis only. We reserve the right to withdraw or amend our Site or Services offered at any time without notice. We are not liable for any part of our Site or Services being unavailable for any period of time.
Information and material posted on the Site is not intended as advice and should not be relied on as advice or direction. We are not liable for any reliance on information or material posted on the Site.
2. Anti-Virus Software
By accessing this site, you accept that it is your duty to ensure that your anti-virus, malware and spyware software (“Anti-Virus Software”) is up to date and functioning. We are not liable for any loss of information or damage to your computer as a result of accessing our Site.
3. Misuse of our Site
By accepting our Terms and Conditions you warrant and undertake not to:
4. Breach of this clause may constitute a criminal offence under section 342.1 or 430(1.1) of the Criminal Code, RSC 1985, c C-46.
USER GENERATED CONTENT
Any UGC posted by you from your Account will be attributed to you. We covenant not to publish your e-mail address on the website. Content posted by you will be attributed to you by posting your username.
Any views and/or opinions expressed in UGC submitted by users of the Site or other members of the public are not attributable to the views of Quotable.
3. Refusal to Publish and Removal of UGC
4. Content Reporting
If you find any UGC or other content on the Site that is in any way offensive, obscene, defamatory, racist, unlawful or harmful in any way, please notify us by emailing us at email@example.com
All UGC posted on this Site and any information posted on the Site by Quotable is the sole property of Quotable.
You are authorized to access, view and print out one copy of this Site including all information displayed on the site for your own convenience. Any information on this Site is available for your information and non-commercial use.
7. User Rules
We expressly reserve all intellectual property rights on our Site and with respect to our Services. Your use of the Site and Services is subject to the following restrictions. You must not:
THIRD PARTY CONTENT
The Site may contain advertising submitted and maintained by third parties. These third parties are responsible for their content and ensuring it complies with all relevant Laws. We are not liable for any content included in third party advertisements.
8. Third Party Links and Content
The site may contain links to third party websites provided to you for your convenience. You covenant to accept all responsibility and risk associated with accessing these third party sites. We are not liable for any content expressed in third party websites.
We have no special relationship or fiduciary duty to you. You release us from all liability for any use of Your Information or any damage associated with the use of this Site.
We exclude and disclaim all warranties, terms, conditions, warranties and representations that might otherwise be implied by law in relation to this Site. We do not represent or warrant that this Site is error-free, free from viruses or that defects will be corrected.
We are not liable for failure to maintain the Site or Services or any failure on behalf of a Provider to deliver Services.
We are not liable for any damage, either direct or consequential, arising from the use of our Site or Services. We are not liable for any loss caused as a result of your action or inaction based on our Site or Services.
Nothing in these Terms and Conditions limits your right of recovery to anything that cannot be excluded under Canadian law.
9. Limitation of Liability
TO THE GREATEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, NOR ANY OF OUR PARTNERS, BE LIABLE TO YOU, YOUR HEIRS, SUCCESSORS OR YOUR ESTATE FOR (A) ANY NON-PECUNIARY, PECUNIARY, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, COMPENSATORY, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM OR DIRECTLY OR INDIRECTLY RELATED TO (I) THE USE OF, OR THE INABILITY TO USE, THE SITE OR SERVICES, (II) UNAUTHORIZED ACCESS TO OR LOSS, CORRUPTION OR ALTERATION OF YOUR INFORMATION, DATA, TRANSMISSIONS, CONTENT OR OTHER INFORMATION, (III) ANY BUGS, VIRUSES, TROJANS, OR THE LIKE (REGARDLESS OF THE SOURCE OF ORIGINATION) (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY USING OR ADVERTISED ON OUR SITE OR SERVICE, (V) QUOTABLE’S ACTIONS OR OMISSIONS IN RELIANCE UPON YOUR ACCOUNT OR CREDIT CARD INFORMATION AND ANY CHANGES THERETO OR NOTICES RECEIVED THEREFROM, (VI) YOUR FAILURE TO PROTECT THE CONFIDENTIALITY OF YOUR INFORMATION OR ANY PASSWORDS OR ACCESS RIGHTS TO YOUR ACCOUNT, (VII) THE ACTS OR OMISSIONS OF ANY THIRD PARTY USING OR INTEGRATING OUR SERVICE OR (VIII) ANY LOSSES OR DAMAGES CAUSED BY THE CONTRACTORS REFERRED TO THE HOMEOWNER BY QUOTABLE IN CONJUNCTION WITH THIS SITE AND OUR SERVICES (IX) ANY OTHER MATTER RELATING TO THE SERVICE, INCLUDING WITHOUT LIMITATION, LOSS OF REVENUE, ANTICIPATED PROFITS, GOODWILL, LOST BUSINESS, USE, DATA, SALES, COST OF SUBSTITUTE SERVICES, OR OTHER INTANGIBLE LOSSES, EVEN IF QUOTABLE OR ITS REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; OR (B) ANY DIRECT DAMAGES IN EXCESS OF (IN THE AGGREGATE) OF the greater of (A) fees paid to us for the particular Services during the immediately previous three (3) month period or (B) $500.00.
COUNTRIES OF SERVICE
This Site and the Services herein are provided for users in Canada only. Access of this site is possible outside of Canada, but this Site is not intended for such use and such users covenant to access the Site at their own risk.
COMPLIANCE AND APPLICABLE LAW
The Alberta Courts have exclusive jurisdiction over any claim arising from or related to our Site or Services. Canadian law applies to these Terms and Conditions.
We expressly reserve the rights to including but not limited to the domain name http://www.Quotable.com and all related domain and sub-domains, name “Quotable”, our logo, service marks and trademarks.
10. Linking Our Website
You may link to any page on our Site for non-commercial purposes provided that you do so in a way that is legal and does not damage our reputation. The linking site must not contain any adult or illegal material.
You must not link to our Site in a way that suggests that you are associated with our Site or Services without prior approval or endorsement from Quotable or Map Synergies Ltd.
If you wish to link to our Site or Services for commercial purposes, please contact Curtis Kramchynski at Curtis@quotable.ca
If you have any concerns or questions regarding the Terms and Services, please e-mail us at firstname.lastname@example.org